You're paying your brokerage $10,000, $15,000, maybe $20,000 or more every year. You've done the math. You know a better model exists. The question isn't whether to switch — it's which plan actually fits where you are right now.
simpliHOM offers three individual plans, and they're not interchangeable. Each one is built for a specific type of agent at a specific stage. Pick the wrong one and you leave money on the table. Pick the right one and you stop funding your broker's retirement.
Here's exactly how they stack up.
The Foundation: What Every Plan Shares
Before getting into the differences, it helps to know what every simpliHOM agent gets regardless of which plan they're on.
All three plans run on an 85/15 split from transaction one. No ramp-up period. No probationary split. Day one, you keep 85%.
Once you hit your annual cap, you keep 100% of every commission for the rest of your anniversary year — and that reset happens on your join date, not January 1.
Every plan also includes Lofty CRM with IDX site, Dotloop Premium, ShowingTime+, AI virtual staging, AI headshots, and AI marketing tools, automated testimonials, free transaction coordination on every deal, and the HOMhq platform hub.
That full tech stack runs $0/month on the featured 2-year offer, with a $750 annual fee. Prefer flexibility? Choose month-to-month for $99/month. No separate technology fee stacked on top. No surprise add-ons.
There's also a per-transaction broker fee of 0.1% of the contract price, with a $199 minimum and $399 maximum per closing.
The featured offer for simpliPRENEUR and simpliSHARE is a 2-year commitment with a $0/month platform fee and a cap lowered by $500 to $1,000, depending on the plan. A $750 annual fee applies. Month-to-month at $99/month remains available as the flexible alternative.
simpliMILITARY: The $5,000 Cap
Who it's for: Active-duty military and veterans.
The cap is $5,000 — the lowest published annual cap of any named competitor in the market right now. REAL Broker caps at $12,000. eXp caps at $16,000. Keller Williams caps anywhere from $22,000 to $35,000 depending on your market center.
If you're military and closing even a modest volume of transactions, you hit that $5,000 cap fast. Everything after that is 100% yours for the rest of your anniversary year.
The full shared tech stack is included. Transaction coordination is free on every deal. Most agents are operational within 48 to 72 hours of joining.
This plan exists because simpliHOM built it specifically for the military community — not as a marketing footnote, but as a structurally different cap.
simpliPRENEUR: The $7,500 Cap
Who it's for: Agents closing under roughly $75K GCI who want to stop overpaying before they've fully scaled.
The cap is $7,500 — still significantly lower than every major competitor. REAL Broker's cap is 60% higher at $12,000. Fathom Max sits at $9,000. eXp is more than double at $16,000.
When you cap simpliPRENEUR, you receive 250 value units. These phantom shares may provide financial upside potential based on growth in the value of simpliHŌM, subject to program terms. They are not guaranteed income or actual ownership interests.
simpliPRENEUR does not include revenue share. That's a simpliSHARE feature. If building passive income through recruiting is part of your plan, simpliSHARE is where you want to be.
What simpliPRENEUR does give you is a clean, low-cost structure with the full tool stack, free transaction coordination, and a meaningful value-unit potential when you cap. For an agent who's still growing their production and wants to stop bleeding split money to a franchise, this is the entry point that makes sense.
simpliSHARE: The $15,000 Cap
Who it's for: Established mid-to-high producers, business builders, and agents who want income beyond their own closings.
The cap is $15,000 — higher than simpliPRENEUR, but this plan is built for agents already producing at a level where the additional features more than justify the difference.
Here's what simpliSHARE adds on top of the shared foundation.
Revenue Share
A 7-level revenue share program. At Level 7, with 30 or more direct recruits, the program pays up to 24% of AGCI. Standard earnings disclaimer applies — results vary by production and recruiting activity — but the structure runs 7 levels deep versus 5 at REAL Broker.
Value Units on Cap
Every year you cap simpliSHARE, you receive 1,000 value units plus a $15,000 Convertible Bonus Certificate. That's $15,000 in a CBC annually, not a one-time event. The value units may provide financial upside potential as simpliHŌM grows, but their value is not guaranteed.
Coaching
Daily coaching with Bill Pipes through G3 Nation is included at no extra cost — 15-minute morning huddles, weekly masterminds, and access to a 7-figure resource library. No other plan in this set bundles a named coaching figure at this level.
Marketing
simpliSHARE includes digital billboard marketing and branded sign panel marketing. Your name is in front of buyers and sellers in your market without a separate ad spend.
The Path to ACE Agent
Once you cap simpliSHARE and hit either 25 closed transactions or $500K GCI, you unlock the ACE Agent tier. At that level, your per-transaction fee drops to a flat $199 per closing — regardless of contract price — and you gain ancillary profit share on title and mortgage through CLOSED Title.
For a high-producing agent, that per-transaction fee reduction adds up fast across 20, 30, or 40 closings a year.
Side-by-Side: The Numbers That Matter
The key figures across all three plans:
| Feature | simpliMILITARY | simpliPRENEUR | simpliSHARE |
|---|---|---|---|
| Annual cap | $5,000 | $7,500 | $15,000 |
| Split before cap | 85/15 | 85/15 | 85/15 |
| Split after cap | 100% | 100% | 100% |
| Featured monthly fee | $0 (2-year commitment) | $0 (2-year commitment) | $0 |
| Flexible monthly option | $99 | $99 | N/A |
| Per-transaction fee | 0.1% ($199 min / $399 max) | 0.1% ($199 min / $399 max) | 0.1% ($199 min / $399 max) |
| Value units on cap | — | 250 value units | 1,000 value units + $15K CBC annually |
| Revenue share | No | No | Yes, 7 levels |
| Coaching | No | No | Yes (Bill Pipes / G3) |
| Digital billboard + sign panel | No | No | Yes |
| ACE Agent path | No | No | Yes |
| Eligibility | Military / Veterans | All agents | All agents |
Which Plan Is Right for You?
The honest answer depends on three things: your GCI, your goals beyond your own production, and whether you're military.
If you're active-duty or a veteran, simpliMILITARY is the answer. A $5,000 cap with the full tech stack isn't something you'll find anywhere else.
If you're closing under $75K GCI and your primary goal is keeping more of what you earn without overpaying for features you're not using yet, simpliPRENEUR gets you there. You still get the full platform, free transaction coordination, and 250 value units when you cap.
If you're already producing at a meaningful level and you want income that doesn't stop when you do — through revenue share, value units, and coaching that accelerates your business — simpliSHARE is built for that. The higher cap is real, but so is the return on what it unlocks.
For a deeper look at how these numbers compare against other brokerages, the Commission Split Showdown 2026 breaks down the full competitive picture. And if you want to understand exactly what happens to your take-home once you hit your cap, What Happens After You Cap walks through the math in detail.
Ready to run your own numbers? Start at joinsimplihom.com.
Frequently Asked Questions
Does simpliPRENEUR include revenue share? No. Revenue share is a simpliSHARE feature only. simpliPRENEUR includes the full tech stack, free transaction coordination, and 250 value units when you cap — but not the 7-level revenue share program.
When does my cap year reset? Your cap resets on your join anniversary date, not January 1. If you joined in March, your cap year runs March to March.
Can I switch plans after joining? Plan eligibility and switching options depend on your current plan and production status. Reach out through joinsimplihom.com for specifics.
What is the 2-year commitment and is it required? The featured offer is $0/month with a 2-year commitment and a cap lowered by $500 to $1,000 depending on your plan. A $750 annual fee applies. It is not required; the flexible month-to-month option remains available at $99/month.
How do the value units and Convertible Bonus Certificates work? Value units and CBCs are separate instruments. Value units represent phantom shares and may provide financial upside potential based on company growth; they are not actual shares, equity, or ownership interests, and their value is not guaranteed. simpliPRENEUR agents receive 250 value units on cap; simpliSHARE agents receive 1,000 value units plus a $15,000 CBC each year they cap.
What does it take to reach ACE Agent status? You must first cap simpliSHARE, then hit either 25 closed transactions or $500,000 in GCI. Once you qualify, your per-transaction fee drops to a flat $199 per closing and you gain ancillary profit share on title and mortgage.
How quickly can I get started after joining? Most agents are fully operational within 48 to 72 hours of joining. The onboarding process is designed to get you into the platform and closing deals without a long setup period.